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Cheat Code
for Adult Finances
Expert financial education meets exclusive local discounts. Real advice from licensed professionals.
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Real answers to real questions from licensed professionals
How do I get started in real estate investing?
Should I keep renting or try to buy a home right now?
Is college right for me?
How much home can I afford without being house poor?
What credit score do I need to buy a home?
What's the best side hustle that fits YOUR schedule?
Scholarships for adults going back to school?
Should I refinance my student loans?
How do I get started in real estate investing?
Should I keep renting or try to buy a home right now?
Is college right for me?
How much home can I afford without being house poor?
What credit score do I need to buy a home?
What's the best side hustle that fits YOUR schedule?
Scholarships for adults going back to school?
Should I refinance my student loans?
Questions answered in minutes, not hours of searching online
Learn From The Best
Licensed professionals answering your real questions with practical, actionable advice.
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Healthcare, Legal, Trades, Finance & more — share your knowledge
Everything You Need to
Build Wealth
Ez-Era is more than videos. It's a complete toolkit for your financial journey.
70+ Video Lessons
Expert-led courses on budgeting, housing, investing, taxes, and more
Expert Q&A Network
Get personalized answers from licensed professionals
Should I pay off debt or save for a down payment?
Financial Clarity
Your entire financial life, connected.
Member Discounts
Exclusive savings at local businesses. Your membership pays for itself.
Credit Building
Step-by-step strategies to improve your score
+47 POINTS IN 90 DAYS
Housing Resources
Calculators and guides to help you decide: Rent or Buy?
First-Time Buyer Programs
Learn about down payment assistance programs
NJ
3 programs
up to $10K
PA
5 programs
up to $15K
TN
4 programs
up to $12K
Courses for Every Stage
Over 70 video lessons covering everything from basic budgeting to real estate investing.
Save Money on Everyday Expenses
Your membership unlocks exclusive discounts with local partners, helping you save on the things you already spend money on.
Example Savings
Whether You Rent or Buy
Comprehensive guides and tools to help you make the smartest housing decisions.
Rent vs Buy Calculator
Input your income, savings, and local market data to get a personalized recommendation on whether renting or buying makes more financial sense for you.
Mortgage Calculator
Monthly payment breakdown
Affordability Check
What can you actually afford
Down Payment Programs
State-specific assistance
Credit Score Simulator
See impact of actions
Monthly Budget Template
EXCELComprehensive spreadsheet with income tracking, expense categories, savings goals, and visual charts. Auto-calculates your monthly surplus.
Moving Cost Estimator
XLSPlan relocation budget
Home Maintenance Log
XLSTrack repairs & upkeep
First-Time Buyer Guide
PDF48-page comprehensive guide covering everything from pre-approval to closing day. Includes checklists, timelines, and expert tips.
Lease Review Checklist
What to look for
Negotiation Scripts
Templates that work
Closing Cost Worksheet
EXCELKnow every fee before you sign. Tracks lender fees, title insurance, escrow, and more.
Credit Improvement Guide
GUIDEStep-by-step actions to boost your score 50-100 points in 90 days or less.
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Learn & Ask
Watch lessons. Ask experts questions.
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Use discounts. Apply what you learn.
Less Than a Coffee.
More Than a Degree.
Financial courses cost hundreds. Advisors charge thousands. Get both for less than your morning latte.
That's $0.23/day for unlimited access
70+ Video Lessons
Expert-led courses across 6 categories
Expert Q&A
Ask licensed mortgage & real estate pros
Member Discounts
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Financial Advisor
$200/hr
Ez-Era Membership
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Online Courses
$500+
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